Testing Your Payments Integration

When integrating GETTRX One, thorough testing ensures a smooth and reliable experience. This page provides test cards, bank account numbers, and amounts to simulate various scenarios, including successful and failed payments. These tests won't result in actual charges so you can test without financial impact.

Test Card Numbers

Use the following test card numbers to simulate Visa, Mastercard, American Express, and Discover payments.

Brand	Number	CVV	Expiration Date	Billing Address	Billing Zip Code
Visa	4012000098765439	999	Any future date	8320 ABC Street	85284
Mastercard	5499740000000057	998	Any future date	8320 ABC Street	85284
American Express	371449635392038	9997	Any future date	8320 ABC Street	85284
Discover	6011000993026909	996	Any future date	8320 ABC Street	85284

Test Amounts for Card Payments

To simulate issuer declines for various reasons using the following test amounts:

Description	Amount	Error Code	Decline Code	Next Steps
Generic Decline from Issuer	$0.01	card_decline	call_issuer	The card was declined for an unknown reason. The customer needs to contact their card issuer.
Issuer not Available	$0.04	card_decline	issuer_not_available	The bank is unavailable to authorize this transaction. The customer needs to try again later.
Lost or Stolen	$0.08	card_decline	pickup_card	The card can't be used. The card might have been reported lost or stolen. The customer needs to contact their card issuer.
Generic Decline	$0.09	card_decline	generic_decline	The card was declined for an unknown reason. The customer needs to contact their card issuer.
Invalid Card	$0.14	card_decline	invalid_card	The card is invalid. The customer needs to contact their card issuer.
Invalid CVV	$0.15	card_decline	invalid_cvv	The CVV code provided is invalid or does not match what is on file. The customer must provide the correct CVV.
Invalid Refund	$0.16	card_decline	refund_not_allowed	The refund failed because the transaction was declined or already refunded.
Invalid Amount	$0.17	card_decline	invalid_amount	The payment amount is invalid or exceeds the amount that's allowed. The customer needs to contact their card issuer.
Do Not Honor	$0.20	card_decline	do_not_honor	The card was declined for an unknown reason. The customer needs to contact their card issuer.
Insufficient Funds	$0.21	card_decline	insufficient_funds	The card has insufficient funds to complete the payment. The customer must use another card or payment method.
Withdrawal Limit Exceeded	$0.22	card_decline	withdrawal_limit_exceeded	The withdrawal limit on the account has been exceeded. The customer must use another card or payment method.
Service Not Allowed	$0.24	card_decline	service_not_allowed	The service provided by the card is not valid. The customer needs to contact their card issuer.
Activity Limit Exceeded	$0.25	card_decline	activity_limit_exceeded	The card's daily activity limit has been exceeded. The customer needs to contact their card issuer.
Security Violation	$0.26	card_decline	security_violation	The card has been flagged with a violation. The customer needs to contact their card issuer.
Expired Card	$0.29	card_decline	expired_card	The card has expired. The customer needs to use another card.
Invalid Issuer	$0.39	card_decline	invalid_issuer	The card's issuer is invalid. The customer needs to contact their card issuer.
Processing Error	$0.45	processor_error	processor_error	The processor or issuer returned an error message.
Invalid Amount	$0.58	card_decline	invalid_amount	The payment amount is invalid, or exceeds the amount that's allowed. The customer needs to contact their card issuer.

Test US Bank Accounts

Routing Number	Account Number	Behavior
121000358	1188207055	Valid US Bank Account
121000358	123456789	Invalid US Bank Account