Application Events

Application Events are webhook notifications sent by GETTRX One to keep you informed about critical milestones in the lifecycle of a merchant application. These events allow your system to automatically respond to changes, such as sending notifications, triggering workflows, or updating application statuses in your own platform.

Each event corresponds to a specific step in the application process, whether initiated via the GETTRX One Portal, API, or self-signup flow. Subscribing to these webhook events ensures real-time visibility into the onboarding pipeline and allows you to build efficient, automated integrations.

Key Application Webhook Events

Created (application.created):

Occurs when an application is initially created, either from the portal or through the API.

{
    account: "acm_679364f59b8b6700018e8000",
    attemptId: "wha_679364f720809467ba6759ff",
    created: "1737712885939",
    "data": {
        "object": {
            id: "5c5de7f9-e51b-40a7-bb97-54956808fd08",
            object: "application.created",
            "applicationSummary": {
                id: "5c5de7f9-e51b-40a7-bb97-54956808fd08",
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                status: "created",
                specialNotes: null,
                "relationship": {
                    relationshipName: "Galaxy Payments",
                    agentcode: "XXXXX1-GLXY-XXX"
                },
                autoSubmitDeal: true,
                "primaryContact": {
                    firstName: "John",
                    lastName: "Smith",
                    email: "[email protected]",
                    phone: "(555)-555-5555"
                },
                externalReferenceId: null
            },
            "coreBusinessInfo": {
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                businessAddress: "123 Creative Drive",
                businessCity: "San Francisco",
                businessState: "US-CA",
                businessZipcode: "77520",
                businessPhone: "(963)-895-0204",
                customerServicePhone: "(963)-895-0204",
                billingAddress: "123 Creative Drive",
                billingCity: "San Francisco",
                billingState: "US-CA",
                billingZipcode: "77520",
                mccCode: null,
                businessRegistrationType: "nonprofit",
                businessWebsite: "https://www.acestudio.com",
                businessRegistrationState: "CA",
                businessStockTicker: "null",
                maskedEin: "5678",
                businessStartYear: 2009,
                businessStartMonth: 1,
                deliveryLeadTime: "immediately",
                productOrServicesSoldDescription: "Surf Clothes, Apparel, and equipment",
                isBusinessPciDssCompliant: true,
                currentProcessorName: null,
                priorBankruptcyExplanation: "null",
                priorDataBreachExplanation: "null",
                priorMerchantRelationshipTerminatedExplanation: "null",
                faxNumber: null
            },
            "processingInformation": {
                estimatedMonthlySales: 20000,
                avgAmountPerSale: 100,
                highSaleAmount: 500,
                estAmexMonthlySales: 2000
            },
            "achProcessingInformation": {
                achMonthlyVolume: null,
                achAverageTicket: null,
                achHighTicket: null,
                achTransactionTypeDescription: null
            },
            "bankingInformation": {
                bankName: "Bank of Bank",
                maskedRoutingNumber: "121000358",
                maskedAccountNumber: "7055"
            },
            "businessPrincipals": [
                {
                    id: "705a1b5a-083c-4b0f-9b8f-1d31ad66531e",
                    firstName: "John",
                    lastName: "Smith",
                    position: "President",
                    maskedSsn: "123-45-6789",
                    dateOfBirth: "2025-01-06",
                    maskedDriverLicenseNumber: "6788",
                    driverLicenseIssuingState: "US-CA",
                    homeOwnershipType: "own",
                    homeAddress: "123 Creative Drive",
                    city: "San Francisco",
                    state: "US-CA",
                    zip: "77520",
                    cellNumber: "(555)-555-5555",
                    homePhone: "(555)-555-5555",
                    ownershipPercentage: 99,
                    isOwner: true,
                    isPrimaryContact: true,
                    ownerEmail: "[email protected]"
                }
            ],
            "agreementAcceptance": {
                globalStatus: "created",
                "principalList": [
                    {
                        principalId: "705a1b5a-083c-4b0f-9b8f-1d31ad66531e",
                        name: "John Smith",
                        email: "[email protected]",
                        status: "pending",
                        ownership: 99
                    }
                ]
            },
            "paymentMethods": {
                onlinePaymentsPercentage: 80,
                inStorePaymentsPercentage: 20,
                keyedInPaymentsPercentage: null
            },
            "motoQuestionnaire": {
                productAdvertisementChannels: "Google Ads, Facebook Ads",
                orderPlacementChannel: "Online",
                productAndServiceDeliveryChannel: "N/A",
                refundPolicyDescription: "N/A",
                "fulfillmentHouseInfo": {
                    fulfillmentHouseServiceName: null,
                    fulfillmentHousePhoneNo: null
                }
            },
            "securityInfo": {
                "creditCardDataStoredElectronically": [],
                isPciCompliant: true,
                dataBreachDescription: "null"
            }
        }
    },
    id: "evt_679364f59b8b6700018e8843",
    object: "event",
    "request": {},
    type: "application.created"
}

Partially Signed (application.partially_signed):

Occurs when one or more principals have signed the application, but the required combined ownership threshold of 51% has not been met yet.

{
    account: "acm_6793625a9b8b6700018e8000",
    attemptId: "wha_6793629200901049967c18ae",
    created: "1737712272482",
    "data": {
        "object": {
            id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
            object: "application.partially_signed",
            "applicationSummary": {
                id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                status: "created",
                specialNotes: null,
                "relationship": {
                    relationshipName: "Galaxy Payments",
                    agentcode: "XXXXX1-GLXY-XXX"
                },
                autoSubmitDeal: true,
                "primaryContact": {
                    firstName: "John",
                    lastName: "Smith",
                    email: "[email protected]",
                    phone: "(963)-895-0204"
                },
                externalReferenceId: null
            },
            "coreBusinessInfo": {
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                businessAddress: "123 Creative Drive",
                businessCity: "San Francisco",
                businessState: "US-CA",
                businessZipcode: "77520",
                businessPhone: "(555)-555-5555",
                customerServicePhone: "(555)-555-5555",
                billingAddress: "123 Creative Drive",
                billingCity: "San Francisco",
                billingState: "CA",
                billingZipcode: "77520",
                mccCode: null,
                businessRegistrationType: "nonprofit",
                businessWebsite: "https://www.acestudio",
                businessRegistrationState: "US-TX",
                businessStockTicker: "null",
                maskedEin: "5678",
                businessStartYear: 2009,
                businessStartMonth: 1,
                deliveryLeadTime: "immediately",
                productOrServicesSoldDescription: "Surf Clothes, Apparel, and equipment",
                isBusinessPciDssCompliant: true,
                currentProcessorName: null,
                priorBankruptcyExplanation: "null",
                priorDataBreachExplanation: "null",
                priorMerchantRelationshipTerminatedExplanation: "null",
                faxNumber: null
            },
            "processingInformation": {
                estimatedMonthlySales: 20000,
                avgAmountPerSale: 100,
                highSaleAmount: 500,
                estAmexMonthlySales: 2000
            },
            "achProcessingInformation": {
                achMonthlyVolume: null,
                achAverageTicket: null,
                achHighTicket: null,
                achTransactionTypeDescription: null
            },
            "bankingInformation": {
                bankName: "Bank of Bank",
                maskedRoutingNumber: "121000358",
                maskedAccountNumber: "7055"
            },
            "businessPrincipals": [
                {
                    id: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                    firstName: "John",
                    lastName: "Smith",
                    position: "President",
                    maskedSsn: "7777",
                    dateOfBirth: "2025-01-04",
                    maskedDriverLicenseNumber: "6788",
                    driverLicenseIssuingState: "US-CA",
                    homeOwnershipType: "own",
                    homeAddress: "123 Creative Drive",
                    city: "San Francisco",
                    state: "US-CA",
                    zip: "77520",
                    cellNumber: "(555)-555-5555",
                    homePhone: "(555)-555-5555",
                    ownershipPercentage: 99,
                    isOwner: true,
                    isPrimaryContact: true,
                    ownerEmail: "[email protected]"
                }
            ],
            "agreementAcceptance": {
                globalStatus: "created",
                "principalList": [
                    {
                        principalId: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                        name: "John Smith",
                        email: "[email protected]",
                        status: "pending",
                        ownership: 50
                    },
                  {
                        principalId: "632ff4b5-ea3e-4f7e-8f32-0191d81615t5",
                        name: "Jane Smith",
                        email: "[email protected]",
                        status: "pending",
                        ownership: 50
                    }
                ]
            },
            "paymentMethods": {
                onlinePaymentsPercentage: 80,
                inStorePaymentsPercentage: 20,
                keyedInPaymentsPercentage: null
            },
            "motoQuestionnaire": {
                productAdvertisementChannels: "Google Ads, Facebook Ads",
                orderPlacementChannel: "Online",
                productAndServiceDeliveryChannel: "N/A",
                refundPolicyDescription: "N/A",
                "fulfillmentHouseInfo": {
                    fulfillmentHouseServiceName: null,
                    fulfillmentHousePhoneNo: null
                }
            },
            "securityInfo": {
                "creditCardDataStoredElectronically": [],
                isPciCompliant: true,
                dataBreachDescription: "null"
            }
        }
    },
    id: "evt_679362909b8b67000189886e",
    object: "event",
    "request": {},
    type: "application.partially_signed"
}

Signed (application.signed):

Occurs when the application has been signed by principals representing at least 51% ownership and is now ready for underwriting or KYC review.

{
    account: "acm_6793625a9b8b6700018e8000",
    attemptId: "wha_6793629200901049967c13ae",
    created: "1737712272482",
    "data": {
        "object": {
            id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
            object: "application.signed",
            "applicationSummary": {
                id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                status: "created",
                specialNotes: null,
                "relationship": {
                    relationshipName: "Galaxy Payments",
                    agentcode: "XXXXX1-GLXY-XXX"
                },
                autoSubmitDeal: true,
                "primaryContact": {
                    firstName: "John",
                    lastName: "Smith",
                    email: "[email protected]",
                    phone: "(963)-895-0204"
                },
                externalReferenceId: null
            },
            "coreBusinessInfo": {
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                businessAddress: "123 Creative Drive",
                businessCity: "San Francisco",
                businessState: "US-CA",
                businessZipcode: "77520",
                businessPhone: "(555)-555-5555",
                customerServicePhone: "(555)-555-5555",
                billingAddress: "123 Creative Drive",
                billingCity: "San Francisco",
                billingState: "US-CA",
                billingZipcode: "77520",
                mccCode: null,
                businessRegistrationType: "nonprofit",
                businessWebsite: "https://www.acestudio",
                businessRegistrationState: "US-TX",
                businessStockTicker: "null",
                maskedEin: "5678",
                businessStartYear: 2009,
                businessStartMonth: 1,
                deliveryLeadTime: "immediately",
                productOrServicesSoldDescription: "Surf Clothes, Apparel, and equipment",
                isBusinessPciDssCompliant: true,
                currentProcessorName: null,
                priorBankruptcyExplanation: "null",
                priorDataBreachExplanation: "null",
                priorMerchantRelationshipTerminatedExplanation: "null",
                faxNumber: null
            },
            "processingInformation": {
                estimatedMonthlySales: 20000,
                avgAmountPerSale: 100,
                highSaleAmount: 500,
                estAmexMonthlySales: 2000
            },
            "achProcessingInformation": {
                achMonthlyVolume: null,
                achAverageTicket: null,
                achHighTicket: null,
                achTransactionTypeDescription: null
            },
            "bankingInformation": {
                bankName: "Bank of Bank",
                maskedRoutingNumber: "121000358",
                maskedAccountNumber: "7055"
            },
            "businessPrincipals": [
                {
                    id: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                    firstName: "John",
                    lastName: "Smith",
                    position: "President",
                    maskedSsn: "7777",
                    dateOfBirth: "2025-01-04",
                    maskedDriverLicenseNumber: "6788",
                    driverLicenseIssuingState: "US-CA",
                    homeOwnershipType: "own",
                    homeAddress: "123 Creative Drive",
                    city: "San Francisco",
                    state: "US-CA",
                    zip: "77520",
                    cellNumber: "(555)-555-5555",
                    homePhone: "(555)-555-5555",
                    ownershipPercentage: 99,
                    isOwner: true,
                    isPrimaryContact: true,
                    ownerEmail: "[email protected]"
                }
            ],
            "agreementAcceptance": {
                globalStatus: "created",
                "principalList": [
                    {
                        principalId: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                        name: "John Smith",
                        email: "[email protected]",
                        status: "pending",
                        ownership: 99
                    }
                ]
            },
            "paymentMethods": {
                onlinePaymentsPercentage: 80,
                inStorePaymentsPercentage: 20,
                keyedInPaymentsPercentage: null
            },
            "motoQuestionnaire": {
                productAdvertisementChannels: "Google Ads, Facebook Ads",
                orderPlacementChannel: "Online",
                productAndServiceDeliveryChannel: "N/A",
                refundPolicyDescription: "N/A",
                "fulfillmentHouseInfo": {
                    fulfillmentHouseServiceName: null,
                    fulfillmentHousePhoneNo: null
                }
            },
            "securityInfo": {
                "creditCardDataStoredElectronically": [],
                isPciCompliant: true,
                dataBreachDescription: "null"
            }
        }
    },
    id: "evt_679362909b8b6700018e883c",
    object: "event",
    "request": {},
    type: "application.signed"
}

Submitted (application.submitted):

Occurs when the application is formally submitted to GETTRX’s underwriting team for review, either through the portal or API.

{
    account: "acm_6793625a9b8b6700018e8000",
    attemptId: "wha_67936291009010499695afdf",
    created: "1737712272688",
    "data": {
        "object": {
            id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
            object: "application.submitted",
            "applicationSummary": {
                id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                status: "submitted",
                specialNotes: null,
                "relationship": {
                    relationshipName: "Galaxy Payments",
                    agentcode: "XXXXX1-GLXY-XXX"
                },
                autoSubmitDeal: true,
                "primaryContact": {
                    firstName: "John",
                    lastName: "Smith",
                    email: "[email protected]",
                    phone: "(555)-555-5555"
                },
                externalReferenceId: null
            },
            "coreBusinessInfo": {
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                businessAddress: "123 Creative Drive",
                businessCity: "San Francisco",
                businessState: "US-CA",
                businessZipcode: "77520",
                businessPhone: "(555)-555-5555",
                customerServicePhone: "(555)-555-5555",
                billingAddress: "123 Creative Drive",
                billingCity: "San Francisco",
                billingState: "US-CA",
                billingZipcode: "77520",
                mccCode: null,
                businessRegistrationType: "nonprofit",
                businessWebsite: "https://www.acestudio.com",
                businessRegistrationState: "CA",
                businessStockTicker: "null",
                maskedEin: "5678",
                businessStartYear: 2009,
                businessStartMonth: 1,
                deliveryLeadTime: "immediately",
                productOrServicesSoldDescription: "Surf Clothes, Apparel, and equipment",
                isBusinessPciDssCompliant: true,
                currentProcessorName: null,
                priorBankruptcyExplanation: "null",
                priorDataBreachExplanation: "null",
                priorMerchantRelationshipTerminatedExplanation: "null",
                faxNumber: null
            },
            "processingInformation": {
                estimatedMonthlySales: 20000,
                avgAmountPerSale: 100,
                highSaleAmount: 500,
                estAmexMonthlySales: 2000
            },
            "achProcessingInformation": {
                achMonthlyVolume: null,
                achAverageTicket: null,
                achHighTicket: null,
                achTransactionTypeDescription: null
            },
            "bankingInformation": {
                bankName: "Bank of Bank",
                maskedRoutingNumber: "121000358",
                maskedAccountNumber: "7055"
            },
            "businessPrincipals": [
                {
                    id: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                    firstName: "John",
                    lastName: "Smith",
                    position: "President",
                    maskedSsn: "7777",
                    dateOfBirth: "2025-01-04",
                    maskedDriverLicenseNumber: "6788",
                    driverLicenseIssuingState: "US-CA",
                    homeOwnershipType: "own",
                    homeAddress: "123 Creative Drive",
                    city: "San Francisco",
                    state: "US-CA",
                    zip: "77520",
                    cellNumber: "(555)-555-5555",
                    homePhone: "(555)-555-5555",
                    ownershipPercentage: 99,
                    isOwner: true,
                    isPrimaryContact: true,
                    ownerEmail: "[email protected]"
                }
            ],
            "agreementAcceptance": {
                globalStatus: "signed",
                "principalList": [
                    {
                        principalId: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                        name: "John Smith",
                        email: "[email protected]",
                        status: "accepted",
                        ownership: 99
                    }
                ]
            },
            "paymentMethods": {
                onlinePaymentsPercentage: 80,
                inStorePaymentsPercentage: 20,
                keyedInPaymentsPercentage: null
            },
            "motoQuestionnaire": {
                productAdvertisementChannels: "Google Ads, Facebook Ads",
                orderPlacementChannel: "Online",
                productAndServiceDeliveryChannel: "N/A",
                refundPolicyDescription: "N/A",
                "fulfillmentHouseInfo": {
                    fulfillmentHouseServiceName: null,
                    fulfillmentHousePhoneNo: null
                }
            },
            "securityInfo": {
                "creditCardDataStoredElectronically": [],
                isPciCompliant: true,
                dataBreachDescription: "null"
            }
        }
    },
    id: "evt_679362909b8b6700018e883d",
    object: "event",
    "request": {},
    type: "application.submitted"
}

Needs More Info (application.needs_more_info):

Occurs when the underwriting team requires additional supporting documents or information to proceed.

Information (application.information_requested)

Occurs whenever an underwriting requests additional supporting information to complete processing the merchant application.

{
    account: "acm_6793fbb69b8b6700018e8000",
    attemptId: "wha_6793fbb766ee77a6c9977369",
    created: "1737751478506",
    "data": {
        "object": {
            object: "application.information_request",
            applicationId: "8bf5cf64-c558-4c54-0f001-5e624c281237",
            informationRequested: "Please provide the documents listed below so that we can continue processing your merchant application.",
            isTextResponseRequired: false,
            "documentsRequested": [
                {
                    uwRequestId: "278810c8-076f-4785-946f-e328e99ab6fd",
                    documentType: "processing_statement",
                    documentDescription: "Processing Statement"
                },
                {
                    uwRequestId: "90e38bf3-4831-4ea3-bcb0-35c9b2d8f917",
                    documentType: "business_financial_statement",
                    documentDescription: "Business Financial Statement"
                }
            ]
        }
    },
    id: "evt_6793fbb69b8b6700018e8879",
    object: "event",
    "request": {},
    type: "application.information_requested"
}

Documents Uploaded (application.documents_uploaded)

Occurs whenever documents are uploaded to a merchant application.

{
    account: "acm_6793e7b19b8b6700018e000",
    attemptId: "wha_6793f88b3ebb6dcb27849040",
    created: "1737750666947",
    "data": {
        "object": {
            object: "application.documents_uploaded",
            applicationId: "12467332-fc8e-433c-a5d7-4be8e141032e",
            "documentsUploaded": [
                {
                    id: "cb35ddf4-66bf-4adc-97ef-5fc1732c377f",
                    fileName: "giact_report_1715101531226.pdf",
                    documentType: "driver_license",
                    documentDescription: "Driver License"
                }
            ]
        }

Merchant Response Submitted (application.merchant_response_submitted)

Occurs when a merchant or an agent responds to an information request initiated by underwriting.

{
    account: "acm_6793e7b19b8b6700018e000",
    attemptId: "wha_6793f8a43ebb6dcb27d1dd16",
    created: "1737750692165",
    "data": {
        "object": {
            object: "application.information_request.response",
            applicationId: "12467332-fc8e-000c-a5d7-4be8e141032e",
            informationRequestId: "uir_6793f6749b8b6700018e885c",
            responseId: "cba86bd4-e2ea-47e2-ac24-9c9e4ace43bc",
            responseFrom: "processor",
            responseEncrypted: true,
            response: "***Response has been encrypted***",
            responseSubmittedBy: "6a734a93-4fcd-4ee5-8734-a233fe34019e",
            responseDate: "2025-01-24T20:31:32.053Z",
            "uploads": []
        }
    },
    id: "evt_6793f8a49b8b6700018e8868",
    object: "event",
    "request": {},
    type: "application.merchant_response_submitted"
}

Approved (application.approved):

Occurs when confirmation that the application has been approved by underwriting and is ready for activation.

{
    account: "acm_679364119b8b6700018e8000",
    attemptId: "wha_67980b32de7144a76e28c1d3",
    created: "1738017585747",
    "data": {
        "object": {
            id: "2e6e0271-1b57-4000b-bf77-c1d0fc03e200",
            object: "application.approved",
            "applicationSummary": {
                id: "2e6e0271-1b57-480b-bf77-c1d0fc03e200",
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                status: "approved",
                specialNotes: null,
                "relationship": {
                    relationshipName: "Galaxy Payments",
                    agentcode: "XXXXX1-GLXY-XXX"
                },
                autoSubmitDeal: true,
                "primaryContact": {
                    firstName: "John",
                    lastName: "Smith",
                    email: "[email protected]",
                    phone: "(555)-555-5554"
                },
                externalReferenceId: null
            },
            "coreBusinessInfo": {
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                businessAddress: "123 Creative Drive",
                businessCity: "San Francisco",
                businessState: "US-CA",
                businessZipcode: "77520",
                businessPhone: "(555)-555-5554",
                customerServicePhone: "(555)-555-5554",
                billingAddress: "123 Creative Drive",
                billingCity: "San Francisco",
                billingState: "US-CA",
                billingZipcode: "77520",
                mccCode: null,
                businessRegistrationType: "nonprofit",
                businessWebsite: "https://www.acestudio.com",
                businessRegistrationState: "CA",
                businessStockTicker: "null",
                maskedEin: "5678",
                businessStartYear: 2009,
                businessStartMonth: 1,
                deliveryLeadTime: "immediately",
                productOrServicesSoldDescription: "Surf Clothes, Apparel, and equipment",
                isBusinessPciDssCompliant: true,
                currentProcessorName: null,
                priorBankruptcyExplanation: "null",
                priorDataBreachExplanation: "null",
                priorMerchantRelationshipTerminatedExplanation: "null",
                faxNumber: null
            },
            "processingInformation": {
                estimatedMonthlySales: 20000,
                avgAmountPerSale: 100,
                highSaleAmount: 500,
                estAmexMonthlySales: 2000
            },
            "achProcessingInformation": {
                achMonthlyVolume: null,
                achAverageTicket: null,
                achHighTicket: null,
                achTransactionTypeDescription: null
            },
            "bankingInformation": {
                bankName: "Bank of Bank",
                maskedRoutingNumber: "121000358",
                maskedAccountNumber: "7055"
            },
            "businessPrincipals": [
                {
                    id: "35250c75-22de-4a5d-8931-cfabb568e64d",
                    firstName: "John",
                    lastName: "Smith",
                    position: "President",
                    maskedSsn: "7777",
                    dateOfBirth: "1995-01-06",
                    maskedDriverLicenseNumber: "6788",
                    driverLicenseIssuingState: "US-CA",
                    homeOwnershipType: "own",
                    homeAddress: "123 Creative Drive",
                    city: "San Francisco",
                    state: "US-CA",
                    zip: "77520",
                    cellNumber: "(555)-555-5554",
                    homePhone: "(555)-555-5554",
                    ownershipPercentage: 99,
                    isOwner: true,
                    isPrimaryContact: true,
                    ownerEmail: "[email protected]"
                }
            ],
            "agreementAcceptance": {
                globalStatus: "signed",
                "principalList": [
                    {
                        principalId: "35250c75-22de-4a5d-8931-cfabb568e64d",
                        name: "John Smith",
                        email: "[email protected]",
                        status: "accepted",
                        ownership: 99
                    }
                ]
            },
            "paymentMethods": {
                onlinePaymentsPercentage: 80,
                inStorePaymentsPercentage: 20,
                keyedInPaymentsPercentage: null
            },
            "motoQuestionnaire": {
                productAdvertisementChannels: "Google Ads, Facebook Ads",
                orderPlacementChannel: "Online",
                productAndServiceDeliveryChannel: "N/A",
                refundPolicyDescription: "N/A",
                "fulfillmentHouseInfo": {
                    fulfillmentHouseServiceName: null,
                    fulfillmentHousePhoneNo: null
                }
            },
            "securityInfo": {
                "creditCardDataStoredElectronically": [],
                isPciCompliant: true,
                dataBreachDescription: "null"
            }
        }
    },
    id: "evt_67980b31d490c700010b9292",
    object: "event",
    "request": {},
    type: "application.approved"
}

Declined (application.declined):

Occurs when an application is declined during the underwriting process.

{
    account: "acm_6793625a9b8b6700018e8000",
    attemptId: "wha_67980b11de7144a76e9e29d1",
    created: "1738017550692",
    "data": {
        "object": {
            id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
            object: "application.declined",
            "applicationSummary": {
                id: "efbe08f4-bf8f-40b6-9eec-efaa6fd7ac5b",
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                status: "declined",
                specialNotes: null,
                "relationship": {
                    relationshipName: "Galaxy Payments",
                    agentcode: "XXXXX1-GLXY-XXX"
                },
                autoSubmitDeal: true,
                "primaryContact": {
                    firstName: "John",
                    lastName: "Smith",
                    email: "[email protected]",
                    phone: "(555)-555-5555"
                },
                externalReferenceId: null
            },
            "coreBusinessInfo": {
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                businessAddress: "123 Creative Drive",
                businessCity: "San Francisco",
                businessState: "US-CA",
                businessZipcode: "77520",
                businessPhone: "(555)-555-5554",
                customerServicePhone: "(555)-555-5554",
                billingAddress: "123 Creative Drive",
                billingCity: "San Francisco",
                billingState: "US-CA",
                billingZipcode: "77520",
                mccCode: null,
                businessRegistrationType: "nonprofit",
                businessWebsite: "https://www.acestudio.com",
                businessRegistrationState: "US-TX",
                businessStockTicker: "null",
                maskedEin: "5678",
                businessStartYear: 2009,
                businessStartMonth: 1,
                deliveryLeadTime: "immediately",
                productOrServicesSoldDescription: "Surf Clothes, Apparel, and equipment",
                isBusinessPciDssCompliant: true,
                currentProcessorName: null,
                priorBankruptcyExplanation: "null",
                priorDataBreachExplanation: "null",
                priorMerchantRelationshipTerminatedExplanation: "null",
                faxNumber: null
            },
            "processingInformation": {
                estimatedMonthlySales: 20000,
                avgAmountPerSale: 100,
                highSaleAmount: 500,
                estAmexMonthlySales: 2000
            },
            "achProcessingInformation": {
                achMonthlyVolume: null,
                achAverageTicket: null,
                achHighTicket: null,
                achTransactionTypeDescription: null
            },
            "bankingInformation": {
                bankName: "Bank of Bank",
                maskedRoutingNumber: "12100358",
                maskedAccountNumber: "7055"
            },
            "businessPrincipals": [
                {
                    id: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                    firstName: "John",
                    lastName: "Smith",
                    position: "President",
                    maskedSsn: "7777",
                    dateOfBirth: "1995-01-04",
                    maskedDriverLicenseNumber: "6788",
                    driverLicenseIssuingState: "US-CA",
                    homeOwnershipType: "own",
                    homeAddress: "123 Creative Drive",
                    city: "San Francisco",
                    state: "CA",
                    zip: "77520",
                    cellNumber: "(555)-555-5554",
                    homePhone: "(555)-555-5554",
                    ownershipPercentage: 99,
                    isOwner: true,
                    isPrimaryContact: true,
                    ownerEmail: "[email protected]"
                }
            ],
            "agreementAcceptance": {
                globalStatus: "signed",
                "principalList": [
                    {
                        principalId: "542ff4b5-ea3e-4f7e-8f32-0191d81615b7",
                        name: "John Smith",
                        email: "[email protected]",
                        status: "accepted",
                        ownership: 99
                    }
                ]
            },
            "paymentMethods": {
                onlinePaymentsPercentage: 80,
                inStorePaymentsPercentage: 20,
                keyedInPaymentsPercentage: null
            },
            "motoQuestionnaire": {
                productAdvertisementChannels: "Google Ads, Facebook Ads",
                orderPlacementChannel: "Online",
                productAndServiceDeliveryChannel: "N/A",
                refundPolicyDescription: "N/A",
                "fulfillmentHouseInfo": {
                    fulfillmentHouseServiceName: null,
                    fulfillmentHousePhoneNo: null
                }
            },
            "securityInfo": {
                "creditCardDataStoredElectronically": [],
                isPciCompliant: true,
                dataBreachDescription: "null"
            }
        }
    },
    id: "evt_67980b0ed490c700010b9291",
    object: "event",
    "request": {},
    type: "application.declined"
}

Merchant Activated (application.merchant_activated)

Occurs whenever an approved merchant account is ready to start accepting payments.

{
    account: "acm_679364119b8b6700018e8000",
    attemptId: "wha_679819fb9ed623feb3e9c340",
    created: "1738021368844",
    "data": {
        "object": {
            id: "2e6e0271-1b57-480b-bf77-c1d0fc03e200",
            object: "application.merchant_activated",
            "applicationSummary": {
                id: "2e6e0271-1b57-480b-bf77-c1d0fc03e200",
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE lab",
                status: "approved",
                specialNotes: null,
                "relationship": {
                    relationshipName: "Galaxy Payments",
                    agentcode: "XXXXX1-GLXY-XXX"
                },
                autoSubmitDeal: true,
                "primaryContact": {
                    firstName: "John",
                    lastName: "Smith",
                    email: "[email protected]",
                    phone: "(963)-895-0204"
                },
                externalReferenceId: null
            },
            "coreBusinessInfo": {
                legalBusinessName: "ACE Studio",
                businessNameDBA: "ACE Studio",
                businessAddress: "970 w 190th",
                businessCity: "Torrance",
                businessState: "US-CA",
                businessZipcode: "90502",
                businessPhone: "(555)-555-5555",
                customerServicePhone: "(555)-555-5555",
                billingAddress: "970 w 190th",
                billingCity: "Torrance",
                billingState: "US-CA",
                billingZipcode: "90502",
                mccCode: "5999",
                businessRegistrationType: "nonprofit",
                businessWebsite: "https://www.acestudio.com",
                businessRegistrationState: "US-CA",
                businessStockTicker: "null",
                maskedEin: "5678",
                businessStartYear: 2009,
                businessStartMonth: 1,
                deliveryLeadTime: "immediately",
                productOrServicesSoldDescription: "Surf Clothes, Apparel, and equipment",
                isBusinessPciDssCompliant: true,
                currentProcessorName: null,
                priorBankruptcyExplanation: "null",
                priorDataBreachExplanation: "null",
                priorMerchantRelationshipTerminatedExplanation: "null",
                faxNumber: null
            },
            "processingInformation": {
                estimatedMonthlySales: 20000,
                avgAmountPerSale: 100,
                highSaleAmount: 500,
                estAmexMonthlySales: 2000
            },
            "achProcessingInformation": {
                achMonthlyVolume: null,
                achAverageTicket: null,
                achHighTicket: null,
                achTransactionTypeDescription: null
            },
            "bankingInformation": {
                bankName: "Bank of Bank",
                maskedRoutingNumber: "121000358",
                maskedAccountNumber: "7055"
            },
            "businessPrincipals": [
                {
                    id: "35250c75-22de-4a5d-8931-cfabb568e64d",
                    firstName: "John",
                    lastName: "Smith",
                    position: "President",
                    maskedSsn: "7777",
                    dateOfBirth: "1995-01-06",
                    maskedDriverLicenseNumber: "6788",
                    driverLicenseIssuingState: "US-CA",
                    homeOwnershipType: "own",
                    homeAddress: "970 w 190th",
                    city: "Torrance",
                    state: "US-CA",
                    zip: "90502",
                    cellNumber: "(555)-555-5555",
                    homePhone: "(555)-555-5555",
                    ownershipPercentage: 99,
                    isOwner: true,
                    isPrimaryContact: true,
                    ownerEmail: "[email protected]"
                }
            ],
            "agreementAcceptance": {
                globalStatus: "signed",
                "principalList": [
                    {
                        principalId: "35250c75-22de-4a5d-8931-cfabb568e64d",
                        name: "John Smith",
                        email: "[email protected]",
                        status: "accepted",
                        ownership: 99
                    }
                ]
            },
            "paymentMethods": {
                onlinePaymentsPercentage: 80,
                inStorePaymentsPercentage: 20,
                keyedInPaymentsPercentage: null
            },
            "motoQuestionnaire": {
                productAdvertisementChannels: "Google Ads, Facebook Ads",
                orderPlacementChannel: "Online",
                productAndServiceDeliveryChannel: "N/A",
                refundPolicyDescription: "N/A",
                "fulfillmentHouseInfo": {
                    fulfillmentHouseServiceName: null,
                    fulfillmentHousePhoneNo: null
                }
            },
            "securityInfo": {
                "creditCardDataStoredElectronically": [],
                isPciCompliant: true,
                dataBreachDescription: "null"
            }
        }
    },
    id: "evt_679819f8d490c700010b9293",
    object: "event",
    "request": {},
    type: "application.merchant_activated"
}

Subscribing to these webhook events enables real-time updates and streamlines communication throughout the onboarding process. These events are vital for automating tasks, tracking progress, and maintaining a transparent application flow for your merchants.